Payments Blog

Data & the Consumer

Posted by CardinalCommerce
Jul 30, 2019 8:30:00 AM

In discussing the positive impact that enhanced data-sharing can have on the false decline problem, we touched on how it might positively affect consumers. In today’s fast-paced, digital world, speed is everything. We want things faster than we did yesterday and we’re often upset if our sky-high expectations aren’t met by our most frequented online merchants.

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Topics: 3-D Secure 2.0, EMV 3-D Secure, Data

A Data-Driven Solution to False Declines

Posted by CardinalCommerce
Jul 23, 2019 8:30:00 AM

Now that we’ve discussed all the benefits of enhanced data-sharing, we can look at some of the use cases that it will help address and improve, beginning with the false decline problem. Fraud often garners a lot of the headlines and all the bad press but, in reality, false declines are actually more prevalent and damaging to many in the digital payments community.

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Topics: 3-D Secure 2.0, False Declines, EMV 3-D Secure, Data

The New Data-Sharing Reality

Posted by CardinalCommerce
Jul 16, 2019 8:30:00 AM

The foundation of most successful businesses, arguments or analyses lies in their data. Access to good, meaningful data opens up doors for consumers, issuers, merchants, service providers and others that would previously be slammed shut. We have believed in this mantra for the last two decades, and still do today, which has led us to invest in data-rich solutions that can make a substantial impact in the digital payments industry.

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Topics: 3-D Secure 2.0, EMV 3-D Secure, Data

We're Still Talking About Data!

Posted by Tim Sherwin
Jul 9, 2019 8:30:00 AM

I’m back!

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Topics: 3-D Secure 2.0, PSD2, SCA, EMV 3-D Secure, Data, Visa Delegated Authentication

The Visa Delegated Authentication Flow

Posted by CardinalCommerce
Jun 25, 2019 9:45:00 AM

By now, we’ve been through the larger details and the minor intricacies within the Visa Delegated Authentication (VDA) program. We hope that you’ve been able to soak up this information and, more importantly, understand it and what it means for you and for the entire industry going forward.

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Topics: Tokenization, EMV 3-D Secure, 3-D Secure, Visa Delegated Authentication

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