Payments Blog

March 14, EMV 3DS v2.1 and what it means to European merchants

Posted by CardinalCommerce
Mar 13, 2020 5:35:23 PM

Mar 14, 2020 – It’s HERE. And in the payments space, it’s a pretty important date.

 As of March 14, 2020, Visa is mandating issuers in the European Economic Area (EEA) need to be live with EMV® 3DS v2.1.

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Topics: conversion rates, PSD2, EMV 3-D Secure

The latest version of EMV® 3-D Secure – a deeper dive

Posted by CardinalCommerce
Feb 27, 2020 3:38:03 PM

Across Europe, when a CNP transaction on a Visa card is authenticated using EMV® 3-D Secure, the average approval rate is 92% versus non-3-D Secure at 79%.¹ WOW. Think about what that can mean to your business.

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Topics: EMV 3-D Secure, Visa Delegated Authentication

We’ll be at the U.S. Payments Summit this week

Posted by CardinalCommerce
Feb 25, 2020 9:00:00 AM

The 2020 Payments Summit – U.S. Payments Forum Meeting is underway in Salt Lake City.  We’ll be there to share our insight and expertise with other payment industry professionals. The 13th annual Payments Summit is the premier industry event covering all things payments, including FinTech, payment technology, mobile payments, NFC, contactless, transit payments, mobility as a service and more.

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Topics: EMV 3-D Secure, US Payments Forum

Key dates for EMV® 3-D Secure -   Here’s the what and the when

Posted by CardinalCommerce
Feb 13, 2020 9:50:57 AM

We gave you some highlights last week on regulated markets and dates coming up that may affect your business. Now we’re breaking it down to make sure you know what’s happening when. The first few have already happened, but we wanted to make sure you got the whole picture and knew about those too!

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Topics: 3-D secure mandates, PSD2, EMV 3-D Secure

The latest version of EMV® 3-D Secure – Why you should be updating now

Posted by CardinalCommerce
Feb 4, 2020 11:13:58 AM

By now you are probably familiar with EMV® 3-D Secure - the set of protocols that enables issuers to validate that cardholders are who they say they are. The latest version of this protocol is EMV 3DS v2.2. Cardinal is already certified on this latest protocol with EMVCo and as we complete our testing and certifying with the card networks, we’d like to share with you all the new features and benefits.

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Topics: PSD2, SCA, EMV 3-D Secure

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