Payments Blog

What are the Long-Term Ramifications of this Shift in Our Industry?

Posted by CardinalCommerce
Aug 27, 2019 8:30:00 AM

So far, we’ve discussed the positive changes that EMV® 3-D Secure will bring to the digital payments industry, along with a couple quick things you should know about this new protocol to help you navigate our constantly changing digital world. But now it’s time to look into the future.

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Topics: 3-D Secure 2.0, EMV 3-D Secure, Data

How Will This Change Affect the Ecosystem?

Posted by CardinalCommerce
Aug 13, 2019 8:30:00 AM

The transition from 3-D Secure 1.0 to EMV® 3-D Secure (formerly known as 3-D Secure 2.0) may seem like a tricky, complicated change, however, it’s actually the opposite. Since the release of the EMV 3DS specifications, we have been working to make this shift as easy and seamless as possible for our customers and partners. But how is this change really going to affect our industry?

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Topics: 3-D Secure 2.0, EMV 3-D Secure, Data

Data & the Consumer

Posted by CardinalCommerce
Jul 30, 2019 8:30:00 AM

In discussing the positive impact that enhanced data-sharing can have on the false decline problem, we touched on how it might positively affect consumers. In today’s fast-paced, digital world, speed is everything. We want things faster than we did yesterday and we’re often upset if our sky-high expectations aren’t met by our most frequented online merchants.

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Topics: 3-D Secure 2.0, EMV 3-D Secure, Data

A Data-Driven Solution to False Declines

Posted by CardinalCommerce
Jul 23, 2019 8:30:00 AM

Now that we’ve discussed all the benefits of enhanced data-sharing, we can look at some of the use cases that it will help address and improve, beginning with the false decline problem. Fraud often garners a lot of the headlines and all the bad press but, in reality, false declines are actually more prevalent and damaging to many in the digital payments community.

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Topics: 3-D Secure 2.0, False Declines, EMV 3-D Secure, Data

The New Data-Sharing Reality

Posted by CardinalCommerce
Jul 16, 2019 8:30:00 AM

The foundation of most successful businesses, arguments or analyses lies in their data. Access to good, meaningful data opens up doors for consumers, issuers, merchants, service providers and others that would previously be slammed shut. We have believed in this mantra for the last two decades, and still do today, which has led us to invest in data-rich solutions that can make a substantial impact in the digital payments industry.

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Topics: 3-D Secure 2.0, EMV 3-D Secure, Data

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