Payments Blog

Take charge of your chargebacks with EMV® 3-D Secure

Posted by CardinalCommerce
Jan 23, 2020 9:00:00 AM

The dreaded chargeback. You’ve just come off a successful holiday season and the chargebacks start rolling in. There are going to be chargebacks because of unavoidable issues – customer service, shipping or merchandise issues. There are also chargebacks because the customer receives a product that just isn’t up to their standards. So honestly, you can’t avoid all chargebacks. But then there are fraudulent chargebacks, the ones where a consumer sees a charge on their credit card that they didn’t authorize, that you CAN do something about.

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Topics: chargebacks, EMV 3-D Secure, authorization

When it comes to managing chargebacks, layering is the way to go

Posted by CardinalCommerce
Jan 21, 2020 9:00:00 AM

Nothing gives a merchant the post-holiday blues quite like chargebacks. Consumers can dispute potentially fraudulent or unauthorized charges on their credit cards any time of year, but you will likely notice a higher volume of chargebacks during the busy holiday shopping season.

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Topics: chargebacks, CCA, authorization

Authorization Industry Benchmarks: Luxury Goods

Posted by CardinalCommerce
Jan 16, 2019 9:00:00 AM

In the authentication space, rates can vary from industry to industry. CardinalCommerce will be releasing benchmarks by vertical to help you understand Card Not Present authorization rates and key statistics on how authentication impacts your industry. Our first vertical benchmark examines the luxury goods industry.

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Topics: CardinalCommerce, luxury goods, industry benchmarks, authorization

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