Payments Blog

The Emergence of a New, Data-Centric Approach

Posted by CardinalCommerce
Nov 19, 2018 2:00:00 PM

Today, in pretty much any field, data is an import ingredient. In the digital payments industry, data has been crucial for some time now, especially when it comes to assessing the risk of digital transactions. But in the past, there was a disconnect and a lack of communication between the main stakeholders involved in a digital transaction: the issuer and the merchant.

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Topics: 3-D Secure 2.0, EMV 3-D Secure, 3-D Secure, Cardinal Authentication Network

EMV® 3-D Secure & Fraud: How These New Protocols Can Help

Posted by CardinalCommerce
Sep 18, 2018 8:30:00 AM

In the early 2000s, consumers began migrating to the digital realm to shop for and purchase products and services. Around that same time, Visa introduced 3-D Secure, a set of messaging protocols designed to introduce an additional layer of security into digital transactions.

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Topics: Fraud, 3-D Secure 2.0

Will EMV® 3-D Secure Create Issues with Cart Abandonment?

Posted by CardinalCommerce
Jun 26, 2018 8:30:00 AM

The introduction of EMV® 3-D Secure is a significant development for the entire digital payments industry. By improving several key areas, these protocols will elevate the whole digital commerce world.

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Topics: 3DS 2.0, 3-D Secure 2.0

What Effect Does 3-D Secure Have on the Transaction Flow and the Consumer Experience?

Posted by CardinalCommerce
Jun 5, 2018 8:30:00 AM

Everyone in the digital payments industry is, justifiably, excited about EMV 3®-D Secure (EMV 3DS) because of its potential to elevate various aspects of the digital commerce experience, notably the speed with which transactions occur and the entire consumer experience. These two things are often lumped together and recently, consumers have developed heightened expectations, in terms of transaction speed, which has created some frustration, for consumers, merchants and issuers.

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Topics: 3-D Secure 2.0

Wrap-up from Cardinal at MRC Dublin 2018

Posted by CardinalCommerce
May 23, 2018 8:30:00 AM

Last week, several members of the Cardinal team traveled across the pond for MRC Dublin 2018. There were a lot of informative sessions throughout the week on various topics, however PSD2 was on everyone’s minds, and was the overarching theme of the entire conference.

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Topics: MRC, 3-D Secure 2.0, CCA, PSD2, MRC Dublin

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