Payments Blog

Happy New Year from Cardinal!

Posted by CardinalCommerce
Jan 3, 2019 12:30:00 PM

Just like that, another year has come and gone! It seems as if the years are getting shorter and shorter as time goes on.

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Topics: EMV 3-D Secure

What is PSD2-SCA?

Posted by CardinalCommerce
Dec 24, 2018 8:30:00 AM

Strong Customer Authentication (SCA) is a key requirement of the 2nd Payment Services Directive (PSD2) for digital transactions in Europe and goes into effect September 14, 2019. Some of the objectives of PSD2 include enhancing security, contributing to the integration of payments in the EU, protecting consumers and enhancing customer convenience.

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Topics: SCA, PSD2, Cardinal Authentication Network

What is PSD2?

Posted by CardinalCommerce
Dec 21, 2018 12:00:00 PM

Recently, many people and organizations in the digital payments industry have been asking questions about PSD2. While some of these questions are inherently basic and exploratory, others are more complex, as they deal with some of the intricacies of this new directive.

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Topics: PSD2, SCA, Cardinal Authentication Network

Happy Holidays from Cardinal!

Posted by CardinalCommerce
Dec 20, 2018 8:30:00 AM

It’s the most wonderful time of the year! For everyone in the digital payments industry, we know there are still a couple days left of the stressful, hectic holiday shopping season but the light at the end of the tunnel is right there!

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EMV® 3-D Secure, Data & the False Decline Problem

Posted by CardinalCommerce
Dec 18, 2018 8:30:00 AM

For both merchants and issuing banks, false declines can do severe damage. In most cases, they are worse than fraud and can have longer-term effects. Solving the false declines problem, however, requires getting to the root of the issue at hand.

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Topics: EMV 3-D Secure, Cardinal Authentication Network, False Declines

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