Payments Blog

Let's Talk About a New Program

Hello again digital payments community! I’m thrilled to be speaking with everyone again, as there are several different stories, events and important developments in the world of digital commerce that we should discuss.

But first, I hope all of you had a chance to dive into our most recent series on data, and its general importance to both our goals and objectives and the entire industry’s. We live in a data-rich time, which gives us the opportunity to leverage all these different data points to make the digital world a better and safer place for consumers. It really is exciting stuff!

But enough about data. Today, we’re here to talk more about PSD2 SCA. I hope that our previous series on this topic has been a good resource for anyone who’s been curious about this mandate, exemptions, different approaches and more.

But we’ve only scratched the surface with PSD2 SCA. We’ll continue to share what we know over the next few months. With Visa Delegated Authentication, a new program, issuers will be able to conduct SCA in a new, transformative way. In the coming weeks, we will really focus on this new program, some of its features and the impact it could have on our industry, as well as a couple other things along the way.

Be sure to stick around!

Posted by Tim Sherwin

Tim Sherwin is the co-founder and Chief Executive Officer at CardinalCommerce. Under Tim’s leadership, Cardinal has become the leader in enabling authenticated payment transactions in digital commerce markets. Most recently, Tim led Cardinal’s business development and product strategy efforts. He oversees Cardinal’s largest Customers and key partners including Visa, Mastercard, PayPal and American Express. Working in the payments industry, Tim has had a lead role in redefining the Consumer Authentication landscape, developing innovative payment services that help merchants increase sales, reduce fraud, and eliminate chargeback exposure without disrupting the consumer checkout experience. Tim has more than 20 issued and pending patents related to secure payment processing, mobile payments and tokenization. Prior to founding Cardinal, Tim was Senior Vice President of Business Development at QIS, an IT and internet services firm. Earlier, he was with STERIS Corporation as Controller of the North American Division, and spent time with Oracle Corporation working with Invacare Corporation, where he developed a sound and streamlined system for processing all financial transactions. Tim is a graduate of Wittenberg University with a BA in Business, and earned his MBA in finance from Case Western Reserve University’s Weatherhead School of Management. Tim serves as a member of the Merchant Risk Council (MRC) Americas Advisory Board, is a member of EMVCo, and is a frequent speaker at industry events. He is also on the board of the Cleveland Museum of Natural History.

Topics: PSD2, SCA, Data, Visa Delegated Authentication

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