Payments Blog

Tim Sherwin

Tim Sherwin is the co-founder and Chief Executive Officer at CardinalCommerce. Under Tim’s leadership, Cardinal has become the leader in enabling authenticated payment transactions in digital commerce markets. Most recently, Tim led Cardinal’s business development and product strategy efforts. He oversees Cardinal’s largest Customers and key partners including Visa, Mastercard, PayPal and American Express. Working in the payments industry, Tim has had a lead role in redefining the Consumer Authentication landscape, developing innovative payment services that help merchants increase sales, reduce fraud, and eliminate chargeback exposure without disrupting the consumer checkout experience. Tim has more than 20 issued and pending patents related to secure payment processing, mobile payments and tokenization. Prior to founding Cardinal, Tim was Senior Vice President of Business Development at QIS, an IT and internet services firm. Earlier, he was with STERIS Corporation as Controller of the North American Division, and spent time with Oracle Corporation working with Invacare Corporation, where he developed a sound and streamlined system for processing all financial transactions. Tim is a graduate of Wittenberg University with a BA in Business, and earned his MBA in finance from Case Western Reserve University’s Weatherhead School of Management. Tim serves as a member of the Merchant Risk Council (MRC) Americas Advisory Board, is a member of EMVCo, and is a frequent speaker at industry events. He is also on the board of the Cleveland Museum of Natural History.

Recent Posts

We've Got PSD2 SCA News!

Posted by Tim Sherwin
Sep 11, 2019 12:00:00 PM

Hello everybody, it’s good to be back! I hope all of you didn’t miss me too much, but since we last spoke there have been some major developments in our industry – developments that affect the entire digital payments landscape.

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Topics: PSD2, SCA, EMV 3-D Secure, 3-D Secure

Our World is Changing

Posted by Tim Sherwin
Aug 6, 2019 10:00:00 AM

Hello everybody, it’s good to be talking to you again. Over the course of the last few months we’ve tackled some important, exciting topics in our ever-changing industry and I’m happy that you’ve all been along for the ride! I hope you have all enjoyed these posts and, more importantly, have found them informative and useful.

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Topics: 3-D Secure 2.0, PSD2, SCA, EMV 3-D Secure, 3-D Secure

We're Still Talking About Data!

Posted by Tim Sherwin
Jul 9, 2019 8:30:00 AM

I’m back!

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Topics: 3-D Secure 2.0, PSD2, SCA, EMV 3-D Secure, Data, Visa Delegated Authentication

Let's Talk About a New Program

Posted by Tim Sherwin
Jun 6, 2019 8:30:00 AM

Hello again digital payments community! I’m thrilled to be speaking with everyone again, as there are several different stories, events and important developments in the world of digital commerce that we should discuss.

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Topics: PSD2, SCA, Data, Visa Delegated Authentication

Data's Time Has Arrived

Posted by Tim Sherwin
May 7, 2019 8:30:00 AM

I’m back! I hope all of you enjoyed our recent series on PSD2 SCA, its exemptions, and the different approaches that certain merchants are taking regarding these exemptions. More importantly, I hope you found these posts to be informative and insightful, and that you will be able to use this information to effectively prepare for the upcoming PSD2 SCA deadline, which arrives in September.

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Topics: 3DS 2.0, PSD2, SCA, EMV 3-D Secure, Data

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