Payments Blog

CardinalCommerce

Welcome to the CardinalCommerce blog. Cardinal is a global leader in authenticating digital transactions, with One Connection to drive digital commerce. Our goal for this blog is to provide a platform that will inform and educate our Customers and partners on consumer authentication, payments, mobile commerce, solution design and big data.

Recent Posts

Happy Fourth of July!

Posted by CardinalCommerce
Jul 2, 2019 1:00:00 PM

We’re now in the thick of the summer, which means it’s time for more outdoor activities with friends and family! Since we’re just two days away from July 4th, we wanted to take this opportunity to wish all of our loyal readers in the U.S. a happy, healthy Fourth of July!

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The Visa Delegated Authentication Flow

Posted by CardinalCommerce
Jun 25, 2019 9:45:00 AM

By now, we’ve been through the larger details and the minor intricacies within the Visa Delegated Authentication (VDA) program. We hope that you’ve been able to soak up this information and, more importantly, understand it and what it means for you and for the entire industry going forward.

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Topics: Tokenization, EMV 3-D Secure, 3-D Secure, Visa Delegated Authentication

Visa's Role in the Delegated Authentication Program

Posted by CardinalCommerce
Jun 18, 2019 8:30:00 AM

Now that we’ve established the objective of the Visa Delegated Authentication (VDA) program, we can dig deeper, and take a more in-depth look at this program.

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Topics: SCA, Visa Delegated Authentication

What is Visa Delegated Authentication?

Posted by CardinalCommerce
Jun 11, 2019 8:30:00 AM

We already know that PSD2 SCA mandates the use of Strong Customer Authentication (SCA) on all remote transactions that meet the specified criteria. There are also certain exemptions to this rule, which we’ve discussed at length.

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Topics: PSD2, SCA, Visa Delegated Authentication

We're all About Data

Posted by CardinalCommerce
May 29, 2019 8:30:00 AM

We believe that data is perhaps the most crucial piece of the authentication puzzle. Without it, fewer transactions get authenticated, and subsequently authorized, fewer consumers are happy at the end of the day, merchants are often left feeling frustrated and issuers are stuck making decisions without all of the possible information at their disposal.

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Topics: PSD2, SCA, EMV 3-D Secure, 3-D Secure, Data

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