Payments Blog

CardinalCommerce

Welcome to the CardinalCommerce blog. Cardinal is a global leader in authenticating digital transactions, with One Connection to drive digital commerce. Our goal for this blog is to provide a platform that will inform and educate our Customers and partners on consumer authentication, payments, mobile commerce, solution design and big data.

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Take charge of your chargebacks with EMV® 3-D Secure

Posted by CardinalCommerce
Jan 23, 2020 9:00:00 AM

The dreaded chargeback. You’ve just come off a successful holiday season and the chargebacks start rolling in. There are going to be chargebacks because of unavoidable issues – customer service, shipping or merchandise issues. There are also chargebacks because the customer receives a product that just isn’t up to their standards. So honestly, you can’t avoid all chargebacks. But then there are fraudulent chargebacks, the ones where a consumer sees a charge on their credit card that they didn’t authorize, that you CAN do something about.

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Topics: chargebacks, EMV 3-D Secure, authorization

When it comes to managing chargebacks, layering is the way to go

Posted by CardinalCommerce
Jan 21, 2020 9:00:00 AM

Nothing gives a merchant the post-holiday blues quite like chargebacks. Consumers can dispute potentially fraudulent or unauthorized charges on their credit cards any time of year, but you will likely notice a higher volume of chargebacks during the busy holiday shopping season.

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Topics: chargebacks, CCA, authorization

2020: What's happening and what's to come at Cardinal

Posted by CardinalCommerce
Jan 14, 2020 9:00:00 AM

Happy New Year! At Cardinal, our 2020 resolution is all about building our existing capabilities and expanding our reach in the latest protocols. At the same time, we will continue to emphasize strong data solutions—that’s an ongoing resolution we’ve kept!

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Topics: PSD2, SCA, EMV 3-D Secure

Looking back on a year of change for Cardinal and the payments space

Posted by CardinalCommerce
Jan 7, 2020 11:45:00 AM

Change happens. And in the payments space it happens faster than you can say “new protocols and requirements.” But not to worry, Cardinal was there to navigate these swirling waters and we did it while making some changes to ourselves.

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Topics: CCA, PSD2, SCA, EMV 3-D Secure, VCAS

November Webinar Replay: An Inside Look at Industry Performance Using 3DS

Posted by CardinalCommerce
Nov 8, 2019 9:59:32 AM

We take a closer look at KPIs and stats from different industries in the card-not-present market including – authorization rates, fraud rates, and the overall impact 3-D Secure has on authorization. How will your industry measure up?

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Topics: webinar, EMV 3-D Secure, 3-D Secure, industry benchmarks

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