Payments Blog

3DS 2.0 and False Declines: A Beneficial Relationship

Posted by CardinalCommerce
Apr 17, 2018 8:30:00 AM

For many years, false declines and fraud have been a thorn in the side of online merchants, often creating immense frustration. In the industry, fraud is discussed and covered a great deal, with various publications giving updates and insights into fraudulent trends, patterns, etc. Comparatively, false declines aren’t really discussed nearly as much, despite being the bigger and more costly problem for online merchants.

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Topics: 3DS 2.0, False Declines

How Can Merchants Reduce False Declines?

Posted by CardinalCommerce
Apr 10, 2018 8:30:00 AM

In the digital commerce world, false declines can create a rift between a merchant and their legitimate consumers, which isn’t beneficial for either party. If a merchant has a false decline problem, and they don’t address it, they will likely find themselves in a precarious position.

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Topics: 3DS 2.0, False Declines

What are False Declines and Why are They More Damaging Than Fraud?

Posted by CardinalCommerce
Apr 3, 2018 8:30:00 AM

Creating something new can be a daunting task. For prospective online merchants, this is especially true. While a lot of people have ideas, putting one of them into action and executing it is an entirely different story. The process of transforming an idea into a full-blown online operation with products and loyal consumers often includes multiple convoluted steps.

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Topics: Fraud, False Declines

"Thing" Commerce: Autonomous Transactions & the Immense Opportunity

Posted by CardinalCommerce
Mar 27, 2018 8:30:00 AM

There are already a variety of different connected devices available for consumers in today’s marketplace. There are voice-activated personal assistants, smart refrigerators, smart door and bike locks and smart thermostats, among many other devices. Only one of these devices, however, the voice-activated personal assistant, gives consumers the ability to order products and services. Soon, this capability will spread to other connected devices, allowing consumers to order seemingly anything, from any device.

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Topics: Internet of Things, CCA

Cardinal's Exciting Week at MRC 2018

Posted by CardinalCommerce
Mar 23, 2018 1:00:00 PM

After a long but productive week in Las Vegas, MRC 2018 has finally come to an end and, by all accounts, the Merchant Risk Council hosted another excellent conference. Everyone from Cardinal who attended the conference had a great time networking, connecting with old friends and meeting some new ones as well.

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Topics: MRC, 3-D Secure 2.0

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